Disclaimers
Schaumburg Marketplace

1. General Disclaimer

     Schaumburg Marketplace provides a digital platform for business promotion and community engagement.

     We do not guarantee:

• Specific sales results

• Revenue increases

• Business performance outcomes

• Customer engagement levels

     Results vary based on individual business efforts and market conditions.

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2. Accuracy Disclaimer

    While we strive for accuracy:

• We do not guarantee completeness or reliability of listings.

• Business information is provided by members.

• We are not responsible for typographical errors or outdated content.

    Users should verify information directly with businesses.

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3. Trademark & Logo Usage Disclaimer

     Businesses submitting logos, trademarks, or branding materials confirm that:

• They own the rights to use such materials

• They have legal authorization to publish them

     Schaumburg Marketplace is not liable for trademark infringement resulting from user-submitted content.

     Any claims regarding intellectual property violations must be submitted in writing.

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4. Third-Party Services Disclaimer

     We are not responsible for:

• Third-party service providers

• External websites

• Vendor disputes

• Product quality issues

     Transactions between customers and businesses are conducted independently.

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5. Limitation of Liability

    To the fullest extent permitted by law, Schaumburg Marketplace shall not be liable for:

• Indirect or consequential damages

• Business interruption

• Data loss

• Revenue loss

• Service delays

     Use of the platform is at your own risk.

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6. Indemnification

     Users agree to indemnify and hold harmless Schaumburg Marketplace from claims, damages, or legal actions resulting from:

• Violation of these terms

• Misuse of the platform

• Intellectual property infringement

• Fraudulent or unlawful activity

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7. Community Events Disclaimer

Events listed on this platform are submitted by community members and third parties. Schaumburg Marketplace does not guarantee:

• Accuracy of event dates, times, locations, or pricing

• Event cancellations, postponements, or changes made by organizers

• Outcomes, quality, or safety of community-submitted events

• Refunds or ticket disputes for paid events, which are handled by event organizers

Attendees register for and participate in events at their own risk. Always verify event details directly with the organizer before attending.

8. Financial Information Disclaimer

Schaumburg Marketplace is not a financial advisor. Rates, market figures and money articles on this site are published for education and general information for our community only.

We do not guarantee the accuracy, completeness or timeliness of any figure shown, and figures may be delayed or change without notice. Rates and prices shown are national or state averages and may not reflect what is available to you.

Nothing on this site is personal financial, investment, tax, legal or lending advice, and nothing on this site is a recommendation to make any financial decision. Always check current figures with the original source and speak with a qualified professional before you act.

Rate data is sourced from Federal Reserve Economic Data (FRED). This product uses the FRED API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

9. Local News and Article Disclaimer

News summaries, community articles and member-submitted posts are published for general information about the Schaumburg area.

Articles submitted by members and businesses reflect the views of their authors, not those of Schaumburg Marketplace. We review submissions before they are published, but we do not fact-check every claim in them.

Where we summarise or point to an outside publication, that publisher owns the reporting and is responsible for it. Headlines and summaries are shortened and can become out of date.

Publishing an article, photograph or press release is not an endorsement of the author, the business or any opinion, claim or promotion it contains.

If you believe something we published is inaccurate or infringes your rights, contact us in writing and we will review it.

10. Business Listings and Directory Disclaimer

Entries in our business directory, shop pages, deals, coupons and classifieds are supplied by the business or member who posted them.

A listing on Schaumburg Marketplace is not a recommendation, endorsement, certification or vetting of that business. We do not verify licences, insurance, qualifications, ownership or background.

Hours, prices, offers, stock and contact details change often and may be out of date. Please verify directly with the business before you travel, buy or book.

Deals and coupons are honoured at the discretion of the business offering them. Any dispute over a purchase, a coupon, a classified listing or a service is between you and that business.

Both free and paid placements appear on this site. Paid placement, featured position or membership level does not mean a business has been assessed or approved by us.

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11. AI Assistant and Virtual Agent Disclaimer

Our virtual agent is an automated assistant. It is not a person, not a licensed professional and not an employee speaking on our behalf.

Its answers are generated automatically and can be incomplete, out of date or simply wrong. Do not rely on them for financial, legal, medical, tax, insurance, immigration or other professional decisions.

Nothing said by the virtual agent creates a contract, a quote, a price commitment or a binding offer from Schaumburg Marketplace or from any business listed here.

Please do not enter passwords, payment card numbers, government identification numbers or other sensitive personal information into the chat. Conversations may be stored and reviewed so we can improve the service.

For anything that matters, confirm it with a member of our team before you act.

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12. Contact and Enquiry Disclaimer

Messages sent through our contact form, our email address or our phone number are answered as quickly as we can, normally within two business days. We do not guarantee a response time and we cannot guarantee that every message reaches us.

Sending us a message does not create a client, agency, advertising or professional relationship, and it does not reserve a placement, a listing or a price.

Please do not send confidential, sensitive or legally privileged material through our forms.

Where the purpose of your message is to reach a local business, we may pass your enquiry to that business. What happens after that is between you and them.

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13. No Professional Advice or Recommendation

Everything published on Schaumburg Marketplace, including articles, guides, rates, event write-ups, directory entries, virtual agent replies and marketing pages, is general information for our community.

It is not financial, investment, tax, legal, insurance, medical, employment or real estate advice, and it is not a recommendation to buy from, sell to, hire or work with any particular business or person.

Any mention of a business, product, service, rate or offer is informational only. We may be paid for advertising, membership or featured placement, and that does not change this.

Your circumstances are your own. Speak with a qualified professional before acting on anything you read here, and make your own checks before you spend money.

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14. Purchases and Item Listings Disclaimer

Classifieds, deals, coupons and any other items or offers posted on Schaumburg Marketplace are listed by the individual member or business who posted them, not by us. We do not verify and make no warranty, express or implied, as to the ownership, authenticity, accuracy, condition, quality, safety, legality, or validity of any item, product, ticket, or offer listed on this site, nor do we guarantee its merchantability or fitness for any particular purpose. Schaumburg Marketplace is not a party to, and assumes no responsibility for, any purchase, sale, trade, or exchange arranged through the platform. All such transactions are conducted directly between the buyer and seller (or ticket purchaser and organizer) entirely at their own risk. Any dispute over payment, delivery, item condition, title, refund, chargeback, or fraud is between those parties and is not the responsibility of Schaumburg Marketplace. We strongly recommend meeting in safe, public locations for in-person exchanges, inspecting any item before completing a purchase, purchasing tickets only through verified sources, and never sending payment for an item you have not seen or verified.

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15. Our Role as a Community Platform and Aggregator

Schaumburg Marketplace is an informational community platform. We collect, organize and display information from local contributors, promoters and third-party sources, including event listings, product and classified listings, news summaries and business information, as a convenience to the community. Unless we expressly state otherwise, we do not sell, organize, host, operate, guarantee or take part in any event, product, service or transaction shown on the site, and we are not an agent, broker, seller, reseller or ticket vendor for any third party.

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16. Third-Party Listings and Classifieds (including eBay)

Some listings on this site are supplied by third-party marketplaces such as eBay, or by individual sellers. Those listings, including price, availability, condition, description, images and shipping, are provided by the seller or marketplace and may change or become inaccurate without notice. Any purchase is made directly with the seller on the third party's platform and is governed solely by that platform's terms, policies and buyer protections. We are not a party to any transaction, do not handle payment, and are not responsible for the quality, safety, legality or delivery of any item, or for any dispute between buyers and sellers. eBay is a trademark of eBay Inc.; its use here identifies the source of the listing and does not imply sponsorship or endorsement.

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17. Third-Party Events and Tickets (including Ticketmaster)

Event information may be supplied by third-party services such as Ticketmaster, by organizers, or by community members. We do not sell tickets, collect ticket payments, or organize, host or manage these events. Dates, times, venues, prices, performers, availability and cancellation or refund policies are set by the organizer or ticket seller and may change without notice. Always confirm details with the official organizer or ticket seller before buying tickets or traveling. Ticket purchases are governed by the seller's terms. We are not responsible for cancellations, postponements, changes, refunds, venue conditions, or personal injury or property loss at any event. Ticketmaster is a trademark of Live Nation Entertainment, Inc.; its use here identifies the source and does not imply sponsorship or endorsement.

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18. Sponsored and Promoted Content

Some businesses pay to have their information, flyers, videos or contact details shown on the site, including beside articles on related topics. This content is clearly labeled "Sponsored" or "Promoted." Placement of a sponsor next to an article does not mean we wrote the article for that sponsor, and the article does not endorse them. We do not recommend, endorse, guarantee or warrant any sponsor, and we are not responsible for their services, advice, pricing, conduct or claims. Sponsors are solely responsible for their content and its compliance with law, including the Illinois Consumer Fraud and Deceptive Business Practices Act and the FTC's advertising and endorsement rules.

We accept promotions for licensed professions only from businesses that tell us they hold a current Illinois license where one is required. These professions include real estate, insurance, financial and investment services, accounting and tax, legal services, health care, mental health, and cosmetology, nail and esthetics services. We may check public license records when we accept a promoter, but we do not monitor license status continuously. Before hiring any professional, you should verify their license yourself with the relevant Illinois authority, such as the Illinois Department of Financial and Professional Regulation or the Illinois Department of Insurance. We may refuse, pause or remove any promotion at any time.

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19. Health and Wellness Information

Health and wellness content on this site is general information for educational purposes only. It is not medical, mental health, nutritional or fitness advice, and it is not a substitute for diagnosis or treatment by a qualified professional. Do not ignore or delay professional advice because of something you read here. Always talk with your doctor or another qualified provider about your own health, medications and exercise plans. If you think you may have a medical emergency, call 911 right away. If you or someone you know is in crisis, call or text 988. Using this site does not create a provider–patient relationship with us or with any listed business. Please do not send us, or any promoter through our forms, personal medical information.

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20. Financial, Insurance, Real Estate and Legal Information

Content about money, insurance, property, taxes or law is general information only. It is not financial, investment, insurance, tax, real estate or legal advice, and it is not an offer or solicitation to buy or sell any product. Your situation is unique; consult a licensed professional before making decisions. Market and economic data may be delayed or inaccurate.

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21. AI-Assisted and Summarized Content

Some articles are written with the help of artificial-intelligence tools and are based on public sources, which we credit and link. We review content before publishing, but it may still contain errors or become out of date. The original source remains the authoritative version. If you spot an error, contact us and we will review it promptly.

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22. Links, Trademarks and Copyright Complaints

Links to third-party websites are provided for convenience. We do not control and are not responsible for their content, privacy practices or availability. Third-party names and trademarks belong to their owners and are used only to identify them. If you believe content on this site infringes your copyright, email info@schaumburgmarketplace.com with the material's location, your ownership details and your contact information, and we will review and, where appropriate, remove it.

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23. Disclaimer of Warranties, Limitation of Liability, Indemnity and Governing Law

The site and all content are provided "as is" and "as available," without warranties of any kind, express or implied, to the fullest extent permitted by law. To the fullest extent permitted by Illinois law, Schaumburg Marketplace and its owners, employees and contractors are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss arising from your use of the site, any third-party listing, event, sponsor or transaction, or reliance on any content. Where liability cannot be excluded, it is limited to the greater of the amount you paid us in the 12 months before the claim, or $100. You agree to indemnify us against claims arising from content you submit or your breach of these Terms. Sponsors additionally indemnify us for claims arising from their promotions. These Terms are governed by the laws of the State of Illinois, and any dispute will be brought in the state or federal courts located in Cook County, Illinois. Nothing in these Terms limits any rights you have that cannot be waived under applicable law.

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24. Affiliate Links and Commissions (including eBay)

Some links on this site are affiliate links, including the eBay listings on our Classifieds pages. When you click one of these links and make a purchase, Schaumburg Marketplace may earn a commission from the merchant or from an affiliate network such as the eBay Partner Network or CJ Affiliate, at no extra cost to you. A deal or product appearing on this site is not a recommendation or endorsement of the merchant, and our affiliate relationships do not change our other disclaimers. Prices, discounts, availability, expiration dates and terms are set by the merchant or deal provider and may change without notice, so always check the details on the provider's site before you buy. Purchases are made directly with the provider and are governed by its terms, refund policy and customer service. We are not a party to the transaction and are not responsible for the product, service or voucher you buy. eBay is a trademark of eBay Inc.; its use here identifies the source of the listings and does not imply sponsorship or endorsement.

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Effective Date: 09/25/2026